Get Conditional Pre-approved with Our Qualified Buyer Program

Having a conditional pre-approval letter can be a powerful negotiating tool as you look for a new home. It gives you the freedom to do your house hunting with confidence. In addition, it can save you time by identifying the appropriate price range of homes you should be targeting. With our Qualified Buyer program, you can obtain a conditional pre-approval letter within 24 hours. This letter is not a commitment to lend. Approved financing is available to qualified applicants.

Simply call a Merrill Lynch Home Loans™ Representative at 1.800.854.7154 to begin the pre-approval process. We will request some basic financial information and then promptly email, fax and/or mail your letter to you.

What you should know

• The complimentary pre-approval letter will indicate the maximum amount for which you are conditionally approved.
• The letter is effective for 90 days from the date of issue. If you do not find a home within that time, we’ll generally extend the date at no extra cost.
• Approved financing is available for qualified applicants.

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